Is damage caused by an earthquake covered?

After the earthquake which occurred yesterday, many homeowners are wondering whether or not damage which could have been caused to their home would be covered by their insurance policy. It is important to know that earthquake losses are a standard exclusion on home insurance policies. In order for a home to be covered for this type of loss, it is necessary that an Earthquake Coverage Endorsement be added to the policy. If a home suffers damage from a tremor/earthquake and the policy does not contain this endorsement, the claim will not be paid.

One of our goals at Northeast Insurance Solutions is to make sure to inform our customers and the general public regarding important insurance matters. Please feel free to contact us at 781-740-9540 for more information.