Is damage caused by an earthquake covered?

After the earthquake which occurred yesterday, many homeowners are wondering whether or not damage which could have been caused to their home would be covered by their insurance policy. It is important to know that earthquake losses are a standard exclusion on home insurance policies. In order for a home to be covered for this type of loss, it is necessary that an Earthquake Coverage... Read Article

An Important FYI for Homeowners:

If you own and insure a home, it would be worth your while to check your Homeowner’s Insurance policy as it may contain what is called a “Wind/Hurricane” deductible. This means that in the event the National Weather Service issues a watch/warning for a named storm, it will trigger your policy to apply the Wind/Hurricane deductible in the event that type of a loss occurs.... Read Article